# Settl

> Settl is a free group expense splitting app for iOS and Android featuring Settlement Verification and native UPI payment integration.

Settl allows friends to split bills, track shared expenses, and verify payment settlements without disputes or awkward follow-ups.

## Key Features

- **Settlement Approval Workflow**: Receivers confirm receipt of payments, eliminating unverified settlement claims.
- **Native UPI Integration**: Auto-copies UPI IDs and opens Google Pay, PhonePe, or Paytm directly in India.
- **Contact Details Quick-Copy**: One-tap quick-copy for friend Name, Email, and Phone details internationally.
- **Settl AI**: Converts natural language or voice commands into structured bill split entries.
- **100% Free**: Unlimited expense tracking, groups, and friends with no daily paywalls.

## Pages & Documentation

- [Settl Homepage](https://www.settlapp.in): Official website and landing page for Settl.
- [Best Free Splitwise Alternative](https://www.settlapp.in/alternative-to-splitwise): Why Settl is the top free alternative to Splitwise.
- [How to Split Bills Guide](https://www.settlapp.in/how-to-split-bills): Complete guide to fair group expense splitting.
- [Native UPI Payments](https://www.settlapp.in/features/upi-payments): Instant settlement with UPI app launching and handle auto-copy.
- [Settl AI Expense Parser](https://www.settlapp.in/features/ai-expense-parser): Log expenses using natural language and voice input.
- [Settl vs Splitwise Feature Comparison](https://www.settlapp.in/blog/splitwise-vs-settl): Feature comparison between Settl and Splitwise in 2026.

## Mobile Applications

- [Settl on Google Play Store](https://play.google.com/store/apps/details?id=appflock.settl.app): Download Settl for Android.
- [Settl on Apple App Store](https://apps.apple.com/in/app/id6761974656): Download Settl for iOS.

## Contact

- [Contact Support Email](mailto:appflockhq@gmail.com): Official support email for Settl.